what we do & how we help
Business Finance, Commercial Lending, Property Finance and Commercial Mortgages. That's what we do.
What makes us different is how we do it. It's why lenders want to work with us and why our clients love us.
Finance For Trading Businesses
Providing innovative and hassle free finance for your trading business. Bespoke lending to suit the needs of your business.
Property Finance & Commercial Mortgages
Property Finance. Commercial mortgages, semi-commercial and mixed use property loans. Development & Bridging finance.
Case Studies of completed work
Real case studies demonstrating the variety of work we have completed. Real case studies showing what we have achieved for our clients.
Business & Lending Video Guides
Informative business videos. Bite sized video tips, guides and market updates in plain English. New videos released every week.
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We publish news, resources and tips relating to commercial finance.
Everything we do is about giving you more insight into how business lending works, the secrets, the lies and the little gems that make all the difference!
We never spam or sell to you. Just great articles in our own unique style. It's probably why over 4,000 businesses ask for our updates!
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The facts about business lending
The world of business finances has changed in the past 10 years. The traditional lenders have continued to be stalwarts of the industry, but the demands of the client have progressed.
Both trading businesses and property investors are seeing opportunities to grow. The demand is for quicker funding, quicker answers and for the whole process to be straightforward.
There are still myths about commercial lending and access to business finance, just try not to believe too many of them.
Trading history, credit standing or needing money for a particular purpose can all be OK.
It can be quick, it can be painless and we can show you your options without any commitment.
know the options
A recent survey showed 80 percent of businesses were unaware of the finance options available to them
48 percent of small business lending is now done outside the big 5 banks
56 percent of property investors intend to expand this year. The majority will do so as limited companies
70 percent of companies said speed of decision was their number one priority. Getting an answer and funds quickly
our latest videos
The best commercial finance video tips, tricks and insider secrets. Full library of video tips available on our Youtube channel. Short two minute videos covering everything from commercial mortgages to development finance, from crowdfunding to how credit reports work.
Looking to borrow? Have a question? Or simply want to know more about your options then get in touch
latest news and blogs
Supplier Finance The majority of businesses are au fait with debtor finance, invoicing a client and then seeking finance against that invoice. When it comes to working capital the first area most businesses look at is their debtor days, what happens at the end of a transaction as being the issue with cash flow. The
-> Continue reading What is Supplier Finance?
What Is Company Administration? A common term that appears in the mainstream pretty frequently, but what is a ‘company administration’ and what does it actually do? If a company is being threatened by its creditors (i.e. – a landlord, HMRC, lender, suppliers, credit card providers, etc.) and there is a risk that the company could
-> Continue reading What is Company Administration?
Family Mortgages & Gifted Deposits House prices in the UK have risen sharply over the last 20 years, no great surprise there. Wages have grown less sharply. In the same 20 year period mortgage payments have risen from 20% of take-home pay to 35% of take-home pay. In London, this reaches 64%. These two graphs
-> Continue reading Family Mortgages & Gifted Deposits
Seasonality & Financing Seasonal Trends The fact is that almost every business is seasonal in some way, there are largely predictable periods of high and low, busy and quiet. The strange part is there is very little research around the impact of seasonality, there is even less around how businesses should be contingency planning and
-> Continue reading Seasonality & Financing Seasonal Trends
Why businesses with cash borrow A few weeks ago I was in a room of financial advisers talking about commercial borrowing. A difficult audience as, the too often heard statement, of ‘my clients have cash’ reared its head as a reason why businesses don’t need to borrow. The fact remains that businesses with cash and
-> Continue reading Why Businesses With Cash Borrow
Magellan Homeloans The announcement by Magellan Homeloans that they are closed to new business generates some interesting questions about the future of buy to let lending, it also begs the questions of what comes next and whether this is the start of a new trend. Matt Gilmour, CEO of Magellan Homeloans said; “The competitive landscape
-> Continue reading Magellan Homeloans Closing – What It Means For Buy to Let
What is Open Banking? In 2016 The Competition & Markets Authority undertook a review into the UK banking sector and looked at the barriers facing new entrants. For a long time, the major traditional players were able to put up high barriers to new entrants and it was felt this stifled innovation and choice for
-> Continue reading What is Open Banking?
Lending For Listed Property It may be a surprise to realise that many buyers don’t realise the property they are looking at acquiring is listed. For those that own property outright who then look to remortgage often only find out about it being listed someway down the line, usually after costs have been incurred. This
-> Continue reading Listed Property – Tips on mortgaging