Getting The Wrong Company Name

Getting The Wrong Company Name

Getting The Wrong Company Name There was a great article on the BBC recently that looked at how an established and proven company name can suddenly become bad for business. Normally this is for an external reason that could not have been foreseen. The question is whether changing the name is worthwhile, whether it will[…]

Buy To Let Purchasing Tips

Buy To Let Purchasing Tips

3 Tips For Purchasing a Buy To Let With the way investment property mortgage interest is taxed having changed in April 2016 you may think that purchasing a buy to let property as an investment is not as attractive as it once was. However, what has happened is that the playing field has been levelled[…]

Why Landlords Are Turning To Semi Commercial Property

Why Landlords Are Turning To Semi Commercial Property

The Appeal of Mixed Use Property Semi commercial property, or mixed use property is taking on a greater appeal for property investors. This shift is driven by a change in stamp duty introduced in April 2016 because mixed use properties are considered to be ‘commercial’ rather than ‘residential’. As a guide the stamp duty payable[…]

DSCR – Debt Service Coverage Ratio

DSCR – Debt Service Coverage Ratio

DSCR – Debt Service Coverage Ratio DSCR – The debt service coverage ratio is a financial ratio that measures a company’s ability to service its debts by comparing operating income to total debt service obligations. In other words, this ratio compares a company’s available cash with its current interest and loan principle commitments. DSCR is[…]

Investment Property – Tax & Stamp Duty Explained

Investment Property – Tax & Stamp Duty Explained

Investment Property – Tax & Stamp Duty Explained Over the last few months there have been several changes to how tax on investment property is charged and how interest on investment property loans can be offset against tax. The changes are a pretty big shift in what has gone before. Because I work with plenty[…]