Buy To Let – What The Future Holds

Buy To Let – What The Future Holds

Buy To Let – The Future The UK buy to let market has expanded with more professional and accidental landlords active than ever before. However, with changes to how buy to let mortgage interest is set-off against tax and the increase in stamp duty on new buy to let purchases then the market is starting[…]

Sussex Business Grant Options

Sussex Business Grant Options

Business Grants & Support in Sussex Businesses in Sussex are generally categorised into whether you are based in East Sussex or West Sussex, there are very different options available depending on where you are based. It can be that a decision on where to register or have a correspondence address impacts on what funding is[…]

Buy To Let – It Still Works After Tax Changes

Buy To Let – It Still Works After Tax Changes

Buy To Let – It Still Works After Tax Changes The news is full of the changes to buy to let mortgages via the new Mortgage Credit Directive (MCD) and via the changes to Stamp Duty Land Tax (SDLT), oh and you can add in they way loan interest and capital is handled as an[…]

Credit Scoring – The Alternative Guide

Credit Scoring – The Alternative Guide

Credit Scoring – The Alternative Guide A while ago I made some videos about different elements to a business borrowing money. One of the most common questions asked to me was about credit scoring. There still is a thinking that credit scoring is some form of witchcraft or computers taking over the world. It is[…]

Is ‘Self Build’ about to become ‘Commercial’?

Is ‘Self Build’ about to become ‘Commercial’?

Are ‘Self Build’ mortgages about to become classed as ‘Commercial’? For many people changes to self build mortgages won’t mean a lot, after all a mortgage is a mortgage right? Well not quite. The big difference for lenders is about the capital they have to set aside, if it still means nothing then let me[…]

Business Finance Videos

Business Finance Videos

Business Finance Videos A while ago we made some short introductory videos. This week a client brought up two of the subjects covered in the videos, so I have decided to re-publish them on the Sussex Business Finance blog, here they are! The videos cover a very quick guide to business plans, and a very[…]